Халва – Совкомбанк

★ 4.5
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What it actually doesSovkombank mobile banking app (Halva card) allows account management, payments, and expense tracking, but frequently experiences glitches, requires internet connection, and has login issues.

40%Marketing ≈ reality30%Stability99%Live project

Actually does

  • ✓Banking90% of reviews
  • ✓P2P payments70% of reviews
  • ✓Recurring payments30% of reviews
  • ✓Expense splitting40% of reviews
  • ✓Two-factor auth30% of reviews
  • ✓Customer Support40% of reviews

Claimed, but not confirmed by reviews

  • ⚠Budget tracking

Common complaints

  • ✗Constant internet connection issues23% of mentions

    «Constantly requires internet! Fix it, connection should be top-notch!!!»

  • ✗Unable to log in or access blocked13% of mentions

    «They blocked the app, and to unblock it they suggest you walk to the office»

  • ✗App frequently crashes and cannot find accounts17% of mentions

    «The app crashes. It can't find the account I just paid utilities from»

  • ✗Excessive battery consumption7% of mentions

    «The app constantly drains the battery in the background more than YouTube»

  • ✗Unclear cashback and category terms7% of mentions

    «There are no categories listed in the app for the month, the office said there's a list of partners somewhere on the website»

What people praise

  • ★Convenient tracking of expenses and purchases

    «You can see how many purchases you've made and how much money you've spent. Very convenient to track»

  • ★Fast and professional chat support

    «Employees respond very quickly in the chat and help resolve the issue»

  • ★Convenient and logical interface

    «Everything is laid out logically and clearly in the app»

  • ★Automatic money accumulation feature

    «The app itself suggests a convenient top-up amount and automatically saves money»

  • ★Attractive cashback on purchases

    «Great app, good interface, cashbacks!»

Where to install

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