ЭкспрессДеньги
★ 1.5What it actually doesMobile app for quick online microloans with interest rates from 0% to 292% per annum, approval in 5 minutes, and loan terms from 3 to 168 days.
Actually does
- ✓Микрозаймы онлайн75% of reviews
- ✓Моментальное поступление денег на карту50% of reviews
- ✓Простая анкета за 1 минуту50% of reviews
- ✓Отсутствие страховок (скрытых комиссий)(bonus)25% of reviews
- ✓Available in Russia100% of reviews
- ✓Управление займами (статус, погашение, продление)
- ✓Гибкие сроки займа (3-168 дней, 1-100 тыс. руб.)
- ✓Отсрочка платежа
- ✓Instant Approval50% of reviews
- ✓Micro loans60% of reviews
- ✓Online loan application40% of reviews
- ✓Transparent Terms and Conditions35% of reviews
- ✓Payment Tracking20% of reviews
- ✓Debt Tracking15% of reviews
Claimed, but not confirmed by reviews
- ⚠Customer Support
- ⚠Always Available Support
Common complaints
- ✗Suspected fraudulent withdrawal attempts and unauthorized payments7% of mentions
«Terrible app – SMS says it's approved but as soon as they get the card details it's an instant denial, and worst of all, there are still ongoing payment attempts for some services on my card afterwards – scammers, plain and simple»
- ✗App won't open25% of mentions
«App won't open»
- ✗App does not open27% of mentions
«App does not open»
- ✗Approval promised, but denial occurs when card data is submitted7% of mentions
«SMS says it's approved but as soon as they get the card details it's an instant denial»
- ✗High interest rates (up to 292% per annum)
What people praise
- ★Convenient and intuitive app interface
«The app is convenient, everything is clear»
- ★No hidden insurance or commissions
«the main thing is no insurance»
- ★Overall positive impression of the service
«Excellent app!! Everything is very clear and convenient!! I recommend it!»
- ★Easy to use and intuitive interface
«The app is convenient, everything is clear»
- ★Fast loan application and approval
«Fast application, money arrives in the account in a couple of minutes»