Быстроденьги - займы онлайн
★ 4.1What it actually doesApplication for obtaining urgent online loans from 10,000 to 100,000 rubles for a period of 61-180 days with daily interest rates and loan management through the mobile app.
Actually does
- ✓Управление займами40% of reviews
- ✓Моментальное зачисление20% of reviews
- ✓Персонализированные предложения20% of reviews
- ✓Available in Russia10% of reviews
- ✓График платежей
- ✓Быстрые микрозаймы онлайн95% of reviews
- ✓Управление платежами и погашением займа70% of reviews
- ✓Проверка баланса и платежей по займу30% of reviews
- ✓P2P payments85% of reviews
- ✓Автоматическое подключение страховки без явного согласия(bonus)65% of reviews
- ✓Заявленные условия '0% первый раз' на деле содержат скрытые комиссии75% of reviews
- ✓Зачисление денег без явного подтверждения пользователя(bonus)50% of reviews
- ✓Быстрое зачисление средств80% of reviews
- ✓Payment Tracking30% of reviews
- ✓Продление займа20% of reviews
- ✓Recurring payments30% of reviews
- ✓Customer Support(bonus)80% of reviews
- ✓Скрытые комиссии(bonus)95% of reviews
- ✓Подключение неожиданных платных услуг(bonus)70% of reviews
- ✓Micro loans100% of reviews
- ✓Online loan application95% of reviews
Claimed, but not confirmed by reviews
- ⚠Просмотр документов займа
- ⚠Поиск ближайших офисов МФК
- ⚠Document Management
- ⚠Просмотр документов займа
- ⚠Поиск офисов
Common complaints
- ✗Hidden commissions on payment (10-15% of amount)85% of mentions
«lots of downsides, at least because they take a 10% commission for the loan payment»
- ✗Exorbitant interest rates despite promise of low rates90% of mentions
«It says first time no interest – lies»
- ✗Automatic service enrollment (insurance, tariff) with money deduction65% of mentions
«from 28,000 ₽ they quickly deducted 5,900 ₽ from the account... this is hidden in one of the text documents»
- ✗Very high interest rates (182.5%-365% per annum)
- ✗Excessively high interest rates contrary to marketing claims80% of mentions
«Outrageous interest rates with interest at 34% – I had to pay, they charge every day»
What people praise
- ★Quick online loan processing without visiting the office
«Can't come to the office—no problem, submit your request from home»
- ★Personalized terms for different customer categories
«If you're a newcomer—get a free loan, if you're a loyal customer—get preferential rates»
- ★Positive evaluation of customer support
«With any of your questions, even very difficult ones, a positive decision will be made and you will receive support»
- ★Loan accessibility for different customer categories
«The organization made an effort to account for all nuances»
- ★Convenient app functionality
«A worthy app with rich content»