ЛайкЗайм - онлайн займы
★ 4.6What it actually doesMobile app from a microfinance organization for quick online microloans from 1,000 to 30,000 rubles for a term of 2 months to 1 year with interest rates from 0 to 36% per annum, with funds transferred to a card within minutes.
Actually does
- ✓Моментальный перевод на карту90% of reviews
- ✓Оформление без справок и документов75% of reviews
- ✓Гибкие сроки погашения (61-365 дней)30% of reviews
- ✓Удобный и понятный интерфейс60% of reviews
- ✓Customer Support(bonus)10% of reviews
- ✓Available in Russia100% of reviews
- ✓No account required40% of reviews
- ✓Online loan application95% of reviews
Claimed, but not confirmed by reviews
- ⚠Вариативные процентные ставки (0-36%)
Common complaints
- ✗Hidden fees and additional charges20% of mentions
«Additional services are hidden but you'll pay for them. I currently have a debt of 16000 but the amount due is 22000»
- ✗Aggressive debt collector tactics and threats15% of mentions
«For even a minor loan overdue, they engage a debt collection agency that calls and threatens relatives»
- ✗Inflated interest rates and overpayment20% of mentions
«Borrowed 2 thousand at 0 percent and paid back almost 7»
- ✗Difficulty disabling added services7% of mentions
«They add services with one click but turning them off is a whole ordeal»
- ✗Trust and transparency issues with terms and conditions13% of mentions
«outright fraud»
What people praise
- ★Fast approval and money transferred to card
«Approved the loan online instantly. Transferred the money to my card in five minutes with no extra documents»
- ★Simple and clear app interface
«The interface is simple, everything is clear from the first time»
- ★Fast and easy registration
«Registration was quick with no issues»
- ★Minimal documents and requirements for approval
«There is minimal documentation without any certificates. Money is transferred directly to your card»
- ★Help in urgent financial situations
«For small loans until payday - an ideal option»