Займы онлайн — Лемон Кредит
★ 4.0What it actually does🍋 Lemon Credit is a convenient financial marketplace.
Actually does
- ✓Color picker
- ✓Marketplace80% of reviews
- ✓Price comparison60% of reviews
- ✓P2P payments75% of reviews
- ✓No account required50% of reviews
- ✓Push Notifications(bonus)5% of reviews
- ✓Micro loans90% of reviews
Claimed, but not confirmed by reviews
- ⚠End-to-end encryption
- ⚠Автоматическая отправка в несколько МФО
- ⚠Payment Tracking
- ⚠Управление погашением займа
Common complaints
- ✗Unclear loan repayment system15% of mentions
«I got the loan but I don't understand how to pay it back, who can help me with this; can't log into the personal account and don't know how to pay the money back»
- ✗Interest rate deception (promise one thing, charge another)10% of mentions
«I took out a loan with a promise of one interest rate, but in reality the rate turned out to be several times higher; I was told the interest rate would be low, but in reality it turned out to be twice as high»
- ✗Hidden fees and unclear terms12% of mentions
«I took 3 thousand, it said 3800, but when processing the loan it shows 6400 — that's 100% markup; After paying the loan, I discovered additional charges that I didn't account for»
- ✗Insurance push that cannot be canceled5% of mentions
«The MFO strongly recommended insurance on the loan. As a result the insurance turned out to be unnecessary, but it was impossible to cancel it»
- ✗Crashes and unstable app performance12% of mentions
«Halfway through filling out the form, it kicks you out and you have to start all over; The app is ads; Horror, the app crashes; Doesn't work»
What people praise
- ★Fast approval and money receipt
«In 15 minutes the money was in my card! Awesome!; Literally in 5 minutes the needed amount was already transferred to my card»
- ★Simple and fast registration process
«Registration took a couple of minutes; fill out the form, select an offer and submit your application; everything can be arranged quickly»
- ★Convenient and intuitive interface
«Everything is intuitively clear, the interface is nice; Couldn't imagine anything more convenient!; accessible interface. Everything is simple and clear»
- ★Centralized selection of reliable microfinance organizations in one place
«Very convenient that in one app there are the most reliable MFOs, no need to search in different places»
- ★Transparent terms and conditions
«Everything is transparent, convenient, and without unnecessary bureaucracy; I liked the simplicity of the application process, the speed of approval, and the transparency of the terms»