Займы Онлайн. Доброзайм – Займ

★ 4.8
iOSApp Store
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First year: Unknown

Data and scoring

Profile based on reviews and description

Profile analysed
Jun 21, 2026
App updated
Aug 20, 2026

Store sources

  • App Store · Store data seen: Sep 20, 2026 · Data is over 30 days old — check the source

Plans and limits

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Marketing versus reality estimates how well promised features are supported; stability estimates complaints about crashes and speed. Project activity is calculated from update recency, review activity and store availability. Percentages are not guarantees or success probabilities; missing data does not mean a zero score.

What it actually doesMicrofinance app for online microloans up to 100,000 rubles issued to a card. In practice, it functions as a fast lending system with high hidden commissions and insurance, complicated procedures for declining additional services, aggressive collection practices, and profitability for the lender but losses for the borrower.

15%Marketing ≈ reality20%Stability84%Live project

Actually does

  • ✓P2P payments100% of reviews
  • ✓Payment Tracking20% of reviews
  • ✓Recurring payments15% of reviews
  • ✓Обязательная страховка (невозвратная онлайн)(bonus)50% of reviews
  • ✓Скрытые комиссии и накрученные проценты(bonus)85% of reviews
  • ✓Агрессивная коллекторская деятельность(bonus)40% of reviews
  • ✓Штраф при досрочном погашении (полная переплата)(bonus)35% of reviews
  • ✓Freemium10% of reviews

Claimed, but not confirmed by reviews

  • ⚠Customer Support

Common complaints

  • ✗Debt amount increases 2-3 times due to hidden fees70% of mentions

    «I took out a loan for 100k, they took 13k supposedly for insurance but won't return it!!! I closed the loan early and they're not returning my 13k»

  • ✗Mandatory insurance that cannot be disabled online50% of mentions

    «they always push insurance on you, and you can't turn it off even through support. That's why you end up overpaying every time»

  • ✗Debt collectors call relatives, hack social networks, are rude20% of mentions

    «They passed my data to debt collectors who tried to hack all my accounts using my phone number, including banks, and called all my relatives and were rude»

  • ✗Early repayment requires paying all interest until maturity25% of mentions

    «if you want to repay the loan early, you'll pay the full amount until the end of the term with accrued interest»

  • ✗Rude communication from support operators15% of mentions

    «I explained my situation to the operator, and she answered me in a rude tone, saying pay today and I don't care about any life circumstances»

What people praise

  • ★Fast approval and payout

    «fast payout»

  • ★Simple application process (5 minutes, 3 clicks)
  • ★Loan without collateral and guarantor

Where to install

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Describe your task in your own words — Varezca shows what actually works, not what is promised.

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