МОТИВ.Pay
★ 2.9Find an alternative to МОТИВ.Pay
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First year: Unknown
Data and scoring
Profile based on reviews and description
- Profile analysed
- Jun 19, 2026
- App updated
- Jun 17, 2026
Store sources
- Google Play · Store data seen: Jul 4, 2026 · Data is over 30 days old — check the source
- RuStore · Store data seen: Oct 12, 2026 · Recently checked
Plans and limits
Plans and free-tier limits are not verified. Free installation does not mean free usage.
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Marketing versus reality estimates how well promised features are supported; stability estimates complaints about crashes and speed. Project activity is calculated from update recency, review activity and store availability. Percentages are not guarantees or success probabilities; missing data does not mean a zero score.
What it actually doesThe app provides basic financial services (accounts, virtual MIR card, transfers, bill payments, cashback) but suffers from frequent critical failures that make core functions unavailable: transfers fail, the app blocks users, and payments hang or process incorrectly.
Actually does
- ✓P2P payments40% of reviews
- ✓Cashback and Rewards5% of reviews
- ✓Banking20% of reviews
- ✓Virtual Card15% of reviews
Claimed, but not confirmed by reviews
- ⚠Recurring payments
- ⚠QR scanner
- ⚠Expense Tracking
Common complaints
- ✗Transfers fail without reason or get stuck35% of mentions
«after some time, transfers started getting rejected, sometimes it says an error, sometimes it says there's no account to transfer to»
- ✗Payments process incorrectly, money gets stuck or charged twice20% of mentions
«did you pay the installment? nope, we'll transfer your money to another card and tell you that you missed a payment»
- ✗Users get blocked without explanation25% of mentions
«user blocked, contact your bank; very glitchy app, I entered my password and they said I'm blocked»
- ✗QR code payment function is broken for months5% of mentions
«QR code payment hasn't worked for about three months already»
- ✗Confusing interface, complex registration process and navigation15% of mentions
«absurdly poor and unintuitive app; the worst service, impossible to use, when transferring money you have to fill out dozens of fields»
What people praise
- ★Transfers via SBP without commission work
«I transfer to a bank card via SBP without commission; it's a normal app, I made a transfer and there's no commission, it's an excellent app»
- ★After the update, the interface became more convenient and faster
«After the update, the app started looking much better: the interface is more convenient, switching between sections is faster»
- ★App is simple to use (when it works)
«Good app; thanks for the app, it's just super»
- ★Real cashback with no time limits
- ★Fast and convenient MIR virtual card issuance