Лайм Займ - займы онлайн
★ 4.8What it actually doesSometimes money is needed quickly - without visits to the office, queues, and calls.
Actually does
- ✓Мгновенное зачисление на карту80% of reviews
- ✓P2P payments30% of reviews
- ✓Продление займа (14–20 суток)15% of reviews
- ✓Беспроцентный первый займ (0%)40% of reviews
- ✓Регистрация через Гос.услуги(bonus)10% of reviews
- ✓Customer Support(bonus)30% of reviews
- ✓Dark mode(bonus)35% of reviews
- ✓Online loan application95% of reviews
- ✓Instant Approval85% of reviews
Claimed, but not confirmed by reviews
- ⚠Loyalty Program
- ⚠Push Notifications
- ⚠Transparent Terms and Conditions
Common complaints
- ✗Hidden insurance and additional services added without consent28% of mentions
«They added insurance to the loan amount anyway... they connected it illegally»
- ✗Violation of interest-free first loan terms (interest charged early or hidden)24% of mentions
«First loan without interest 5000 rubles for 10 days... it says payment due today 6150 rubles»
- ✗Hotline doesn't work, chat only available with bots, no live operators18% of mentions
«Hotline doesn't work! Can't reach an operator! There are no real people in the chat, only bots!»
- ✗Discrepancy between advertised and transferred amount, incorrect repayment sums14% of mentions
«We took out a loan for one amount... they sent a smaller sum! Deception of 4700 rubles»
- ✗Technical failures: cannot log in to account, SMS not sent, payments not processed16% of mentions
«Second day I can't log in to my account to pay the loan! The website is also down»
What people praise
- ★Very fast approval and money transfer (10–15 minutes, often 5–7 minutes)
«within 10 minutes the amount appeared on the card»
- ★Convenient and intuitive interface, quick application processing
«everything is intuitive, I submitted the application quickly»
- ★First loan at 0% attracts new users
«First loan for 40 days with no interest»
- ★App doesn't lag or freeze (for successful applications)
«Interface is convenient, nothing lags»
- ★No hidden fees and spam (according to satisfied users)
«no hidden fees and spam the next day»